We have upgraded our ACH processing to Plaid ACH for D-Tools Payments! Effective with the August 2025 release of D-Tools Cloud D-Tools Payments, customers who utilize ACH will be updated to use Plaid ACH.
Plaid ACH is an upgraded, smarter way to accept bank payments. Instead of manually typing in routing and account numbers, Plaid connects directly to an end client’s bank account using their online banking login, enabling:
Instant account verification – no waiting or micro-deposits.
Real-time balance checks – ensure there are enough funds before trying to process the payment.
Fewer failed payments – which means less hassle for both the business and the customer.
Why D-Tools Cloud Customers will prefer Plaid ACH:
Fewer Failed Payments: Real-time balance checks help reduce NSF returns and improve cash flow predictability.
Stronger Fraud Prevention: Instantly verify account ownership and routing details to minimize risk.
Faster Onboarding: Eliminate micro-deposit wait times with immediate account verification.
Better Compliance & Security: Maintain industry standards with tokenized, encrypted connections to customer bank accounts.
Why you'll prefer Plaid ACH:
Faster Payments: Payments are verified and processed more quickly.
Less Hassle: No delays, no micro-deposits, no manual entry errors.
Maximum Security: Their credentials are never shared—Plaid uses bank-level encryption for verification.
For D-Tools Cloud customers who accept ACH payments, using Plaid ACH will benefit everyone by reducing delays, minimizing risk, and providing a smoother overall experience.